Cigna Insurance for Substance Use and Mental Health Disorder treatment

Cigna Insurance for Drug & Alcohol Rehab

Cigna is a global health service company that works with employers and organizations around the world. Their goal is to offer innovative services that improve the health and wellbeing of individuals and families while lowering their medical costs. Cigna also provides access to a comprehensive network of physicians and hospitals as well as 24/7 live customer service. The company has been around for over 200 years.

Cigna Health Insurance Helps Pay for Drug & Alcohol Treatment

Cigna has 14.5 million medical customers around the world and 23.9 behavioral care customers. The insurance company has over one million partnerships with healthcare professionals, clinics, and facilities, including 89,000 behavioral care professionals and 11,400 facilities and clinics. These partnerships are beneficial for members as they allow them to get the quality care they need through their insurance policy.

Cigna offers insurance coverage for drug addiction and alcohol addiction. If you would like to use your Cigna coverage to pay for drug rehab, it’s important to know what is covered. You can start by calling Cigna to learn the details of your policy, or you can call our admissions coordinators at 844-503-0126. We’ll be more than happy to verify your insurance and determine what level of treatment is covered at our facility. Compassion Behavioral Health accepts Cigna health insurance for all levels of treatment.

Struggling with Mental Health or Substance Use Disorders?
We can help

Successfully Treating Substance Abuse & Mental Illness

Compassion Behavioral Health delivers comprehensive care to individuals with a dual diagnosis, or a diagnosed mental health disorder and substance use disorder. We offer two tracks of care. Our first track is the Mental Health Track which focuses more on the mental health disorder while also giving attention to the addiction. The Substance Abuse Track focuses more on the addiction while giving attention to the mental health disorder.

Treatment delivered by Compassion Behavioral Health is highly personalized. Clients receive individual therapygroup therapy, or family therapy along with psychiatric and medical services.

Our goal is to help clients get clean and sober while also building essential life skills. Additional services offered at our treatment facility include:

  • Relapse prevention
  • Denial management
  • Processing feelings
  • Developing healthy coping skills
  • Anger management
  • Meditation
  • Skill building
  • Nutrition

We Gladly Accept Cigna Health Insurance

Compassion Behavioral Health accepts Cigna health insurance. The best place to start is with us. Call our admissions coordinators at 844-503-0126 to have your insurance verified. Cigna does provide coverage for drug and alcohol treatment services, but how much and how long make a difference.

Some of the most important elements to address are which treatment centers you are eligible for, how long you can attend the program, which level of care is covered, and where the treatment center is located. You can also call Cigna’s 24-hour customer service which can guide you in the right direction. The important thing to know is that Cigna supports a healthy recovery from drugs and alcohol and is on your side.

What will probably come as good news is that Cigna’s health insurance plans are flexible and accommodating, so you may be eligible for more treatment services than you realize.

Some of the services that Cigna may cover include:

  • Medical detox
  • Drug rehabilitation
  • Alcohol rehabilitation
  • Individual, family, and group therapy
  • Anti-craving medication management

Metal Levels of Cigna Plans

Cigna insurance has metal levels as other insurance companies do that range from bronze, the lowest, to platinum, the highest. Here is what you can expect from each.

  • Bronze level. This level has low monthly payments and a high deductible. Coverage for drug addiction treatment is covered, but expect higher out-of-pocket costs from your deductible. Once you meet your deductible, Cigna will pick up the costs, but only for
    in-network treatment facilities.
  • Silver level. With slightly higher monthly payments and a slightly lower deductible, Silver plans typically cover 50 to 70 percent once your deductible has been met. Again, if the treatment center is in-network, Cigna will cover more.
  • Gold level. This plan has higher monthly premiums and a lower deductible but offers greater coverage. Coinsurance for in-network treatment range from 50 to 80 percent once you meet the deductible.
  • Platinum level. This is the highest level and has high monthly payments but a low deductible. You can expect the most coverage with this plan. Coinsurance for in-network treatment centers is usually 10 to 30 percent after meeting the deductible.

The type of plan you have will affect how much coverage you get. The state you live in and the state you will be receiving treatment also play a role in the overall cost of treatment.

What About In-Network and Out-of-Network Treatment Centers?

Unlike other insurance plans, Cigna does not require the treatment center of your choice to be in-network. That said, an out-of-network treatment center may end up costing more. In some cases, Cigna will pay less than they would for an in-network treatment center. In other cases, they won’t cover anything.

To be on the safe side, it’s recommended to work with a treatment center that has a relationship with Cigna. This way, you can be assured that most services will be covered to some degree.

Don’t Doubt Treatment. Addiction Always Costs More.

There are many barriers to addiction, and the cost is one of them. While we understand that the initial cost of treatment can feel overwhelming, it’s much more costly to continue using drugs and alcohol. Addiction is a financial burden, but it will also destroy your mental health, your physical health, and your relationships with others.

Many people who continue to abuse drugs and alcohol have trouble at work or school. If you lose your job and don’t have enough money to pay for your habit, it can lead to things you never imagined possible such as lying or stealing.

If you take out a loan, ask to borrow money, or use your credit card to help pay for addiction treatment services, you are in a much better position than if you continue using. You are investing in your health, your future, and the ones you love. Today is the day you have more options to get clean and sober.

Call Compassion Behavioral Health to speak with one of our admissions coordinators at 844-503-0126. We are familiar with Cigna coverage and can determine what is covered with your specific policy. Your call is 100% confidential. Compassion Behavioral Health is not contracted with Cigna, therefore bills Cigna for services at an out-of-network rate.

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Accessible Mental Health and Addiction Treatment

Most Commercial Insurance Accepted

Frequently Asked Questions About Insurance

Got more questions? Get in touch

Compassion Behavioral Health accepts a variety of insurance plans to make our treatments accessible. We work with major health insurance providers, including but not limited to Aetna, Cigna, Blue Cross Blue Shield. Please contact our office directly to confirm if your specific insurance plan is accepted.

At Compassion Behavioral Health, we understand that financial constraints should not prevent anyone from receiving necessary care. We offer flexible payment plans to accommodate different budgets. Additionally, we can guide you through applying for financial assistance if needed. Please reach out to our billing department for more detailed information.

At Compassion Behavioral Health, you can use your insurance benefits for both outpatient and inpatient treatment programs. We work with your insurance provider to ensure that you receive the maximum coverage available for the type of treatment you need. It’s important to verify the specifics of your insurance plan, as coverage can vary. Our staff is here to assist you with any questions you might have about your insurance benefits and how they apply to our different treatment options.

We streamline the billing process for our patients by billing your insurance provider directly. In most cases, you will not need to pay upfront for services covered by your insurance. However, any co-pays or deductibles will be due at the time of service. We recommend contacting our billing team for specifics related to your insurance plan and treatment costs.

Yes, Compassion Behavioral Health provides support for navigating insurance claims and disputes. Our experienced billing staff can assist you in understanding your insurance benefits, handling claims, and resolving any disputes with your insurance provider. We are here to help ensure that you can focus on your recovery without added stress.

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