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Meritain Health Insurance for Substance Use and Mental Health Disorder treatment

Meritain Health for Substance Abuse Treatment and Mental Health Rehabilitation

Founded in 1983, Meritain Health, a subsidiary of Aetna and CVS, is a third-party administrator (TPA). It provides access to the Aetna Choice POS network and its 690,000 providers. Meritain Health has over 1.5 million members across the U.S. Compassion Behavioral Health is pleased to serve Meritain Health’s policyholders with quality, customized addiction, and mental health services.

Meritain Health Plan Options

Meritain’s health insurance plans include self-funded plans, traditional provider network plans, consumer-directed health plans, and value-based benefit designs. The insurer also offers dental and vision coverage as well as Medicare Part D.

With a self-funded plan, your employer will pay for your services as you need them. A traditional plan is just like a PPO plan where you cover some of your premiums every month and can choose from in-network or out-of-network providers. Directed health plans target specific health care needs for groups of people while value-based benefits designs are the most cost-effective option.

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What Types of Care Does Meritain Health Cover?

Due to the Affordable Care Act, Meritain Health must offer coverage for at least some addiction treatment and mental health treatment programs. Your particular insurance plan and location, however, will dictate what’s covered. Oftentimes, Meritain Health plans cover part of or all of these levels of care.

In-Network vs. Out-of-Network

Since in-network providers contract with Meritain Health, it makes more sense to choose them. If you opt for an in-network facility for your addiction and/or mental health treatment, you’ll enjoy lower out-of-pocket costs.

On the contrary, if you select an out-of-pocket facility, you can expect to pay more for your services. In some cases, Meritain Health might cover some out-of-network costs but you’ll need pre-authorization and proof that you need to go to that provider.

Fortunately, Meritain Health network coverage operates via Aetna’s large network of over 600,000 providers across the country so you’re bound to find an in-network provider that meets your needs.

Our Safe, Individualized Treatments

Whether you’re coping with addiction, a mental health condition, or both, our tailored treatment programs can make a positive difference in your current life and future. Your treatment may include a combination of several of these effective therapies:

Addiction is often a complication of a mental health condition. Therefore, we design treatments for those who are facing both disorders. Between our Substance Abuse Treatment Program and a Mental Health Treatment Program, we can effectively treat addiction and mental health conditions at once.

Our Levels of Care

We offer four levels to accommodate varying needs. Our expert team may recommend one of the following, depending on your current condition and goals.

Compassion Behavioral Health Proudly Services Meritain Health Policyholders

If you’re ready to start your recovery journey, our dedicated, compassionate team is here for you. We’ll be more than happy to reach out to Meritain Health directly to verify your coverage and explain what you’ll pay for the services you need. Call our admissions department at 844-563-0572 today.

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Accessible Mental Health and Addiction Treatment

Most Commercial Insurance Accepted

Frequently Asked Questions About Insurance

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Compassion Behavioral Health accepts a variety of insurance plans to make our treatments accessible. We work with major health insurance providers, including but not limited to Aetna, Cigna, Blue Cross Blue Shield. Please contact our office directly to confirm if your specific insurance plan is accepted.

At Compassion Behavioral Health, we understand that financial constraints should not prevent anyone from receiving necessary care. We offer flexible payment plans to accommodate different budgets. Additionally, we can guide you through applying for financial assistance if needed. Please reach out to our billing department for more detailed information.

At Compassion Behavioral Health, you can use your insurance benefits for both outpatient and inpatient treatment programs. We work with your insurance provider to ensure that you receive the maximum coverage available for the type of treatment you need. It’s important to verify the specifics of your insurance plan, as coverage can vary. Our staff is here to assist you with any questions you might have about your insurance benefits and how they apply to our different treatment options.

We streamline the billing process for our patients by billing your insurance provider directly. In most cases, you will not need to pay upfront for services covered by your insurance. However, any co-pays or deductibles will be due at the time of service. We recommend contacting our billing team for specifics related to your insurance plan and treatment costs.

Yes, Compassion Behavioral Health provides support for navigating insurance claims and disputes. Our experienced billing staff can assist you in understanding your insurance benefits, handling claims, and resolving any disputes with your insurance provider. We are here to help ensure that you can focus on your recovery without added stress.

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